04-15-2024, 04:17 PM
While it is nice to know AirCover is available, I certainly wouldn't rely on it as the sole coverage provider. If you plan to only have a short gap you should "probably" be fine, just vet your guests carefully, sometimes people like to take advantage of new listings.
I have a STR policy from my homeowners insurance for $1 million in liability, plus an umbrella policy for an additional $5 million to cover any major lawsuits and it wasn't much more than my normal policy. It also has coverage for lost revenue if I need to take the cabin out of the rental program while repairs are being done which isn't something AirCover will cover.
I have a STR policy from my homeowners insurance for $1 million in liability, plus an umbrella policy for an additional $5 million to cover any major lawsuits and it wasn't much more than my normal policy. It also has coverage for lost revenue if I need to take the cabin out of the rental program while repairs are being done which isn't something AirCover will cover.