I've considered buying vacation rentals before and understand the concern about HOAs. A friend bought a property in a gated community, thinking they'd rent it out, only for the HOA to ban short-term rentals a year later. It caused a lot of headaches, so I recommend focusing on non-HOA properties or communities with stable rules. When unpredictable, the risk isn't just the potential inability to rent and the resale value taking a hit.
As for something unique, we once stayed at a Western-style resort that offered RV options and rustic lodgings. It gave us ideas for blending personal use and rental appeal in a family-friendly property. See it here to explore how creative lodging can draw consistent renters.
As for something unique, we once stayed at a Western-style resort that offered RV options and rustic lodgings. It gave us ideas for blending personal use and rental appeal in a family-friendly property. See it here to explore how creative lodging can draw consistent renters.